TY - BOOK AU - Bhaduri, Saumitra N. AU - Selarka, Ekta TI - Maladies of the Indian banking sector: a critical perspective beyond NPAs SN - 9781009225465 U1 - 332.10954 PY - 2022/// CY - Cambridge PB - Cambridge University Press KW - Economics KW - Financial economics KW - Banks and banking--India KW - Banks and banking--Cost effectiveness--India N2 - This book provides an in-depth analysis of bank credit allocation to non-financial companies in the Indian corporate sector over a long period of twenty-eight years. The authors also conduct a micro-level analysis in the backdrop of recent banking scams in the country which exposed the fragility and quality of the banks' governance in reducing misappropriation of bank credit. The book brings a broader perspective to assess whether weak banks are rolling over their loans to less-deserving firms and tending to avoid declaring them as non-performing assets (NPAs). It contributes to understanding the nature of the maladies beyond the conventional approach of studying the trends in NPAs and provides a deeper insight into the structural challenges that determine the allocation of bank credit in the economy and of capital formation at large. (https://www.cambridge.org/core/books/maladies-of-the-indian-banking-sector/06E6C5EA46B2F9D28D68F419C72DEB2A#fndtn-information) ER -