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008			230208b ||||| |||| 00| 0 eng d
020			_a9780262542227
082			_a332.1 _bKAT
100			_aKatin, Kaufer _911794
245			_aJust money: _bmission-driven banks and the future of finance
260			_bMIT Press _aCambridge _c2021
300			_axiv, 174 p.
365			_aUSD _b17.95
520			_aMoney defines our present and will shape our future. Every investment decision we make adds a chapter to the story of what our world will look like. Although the idea of mission-based finance has been around for decades, there is a gap between organizations' stated intention to “do good” and meaningful impact. Still, some are succeeding. In Just Money, Katrin Kaufer and Lillian Steponaitis take readers on a global tour of financial institutions that use finance as a force for good. Kaufer and Steponaitis visit a bank in Europe that bases its business model on full transparency; a credit union in Canada that designed an alternative to payday lending for its community; and microfinance institutions in El Salvador and Bangladesh that provide financing to small-business clients who do not have access to the mainstream banking system. They discuss what it takes to build and operate a mission-focused business, whether the Just Banking model is scalable in the face of systemic barriers, and how to assess impact effectively. Finally, they introduce the logic of ecosystem finance, in which business decisions align with societal needs. Doing so requires more than adding impact indicators; it requires developing a new business model. With Just Money, Kaufer and Steponaitis remind us that money, if used intentionally and equitably, can be just money—a tool that serves nature, human development, and social justice.
650			_aSocial change _91979
650			_aSocial responsibility of business _9956
650			_aBanks and banking--Social aspects _911795
650			_aFinancial institutions--Social aspects _911796
700			_aLillian, Steponaitis _911797
942			_2ddc _cBK